Business owners with poor credit ratings may find it difficult to obtain a loan for business purposes, such as expansion or to invest in a new product. Because lenders focus primarily on personal credit scores for business loans, you need to focus your efforts on going to the right lender for a poor credit business loan.
Poor credit business loans are available to business owners who would not otherwise qualify for a conventional business loan. Before applying for a lender, take a few important steps to increase your chances of getting a poor credit business loan.
1. Write a sound business plan. Having a sound business plan is your biggest asset in obtaining a poor credit business loan. The plan should be completed and should represent your business in detail. Pay the closest attention to your business’ summary, which is stated at the beginning of the business plan. The summary is generally one to three pages in length, and details your business’ management experience, marketing efforts and goals, business goals, and other information about the business. If the lender likes what they see in this summary, they’ll read on.
2. Rent, rather than purchase, business space. If you’re applying for a poor credit business loan, look for attractive business rental property that fits easily into your business’ budget. Lenders favor businesses that rent or plan to rent business space rather than purchase a building, especially for businesses that are in the early stages of development, and will often approve poor credit business loans provided space is rented rather than purchased. This is due to the fact that lenders prefer to see a business owner investing in assets that generate income for the business, such as inventory and equipment. Lenders also frown on expensive renovation costs to rental space if the business is a young or start-up business.
3. Review your credit reports. Checking your credit reports from Experian, Equifax, and Transunion is an important start to the application process for a poor credit business loan. Your credit reports can cue you in on what the lender will see as soon as you apply for a poor credit business loan. When you obtain copies of your credit reports, review all information, including your name, address, phone number, and social security number to make sure that they’re all correct. Additionally, check your listing of creditors. If there are listings that you don’t recognize, report them to the credit bureau.
Additionally, if there are listings that were turned over to a spouse after a divorce, for example, report those as well. The credit bureaus will contact the creditors with these disputes. Creditors are given a 30 day period to respond and verify that the debt is true, or if they are indeed errors, they are required to remove the listings from your reports. If no response is received after you file your dispute, the credit bureau is required by law to remove those listings from your reports. Demand that the credit bureau correct these mistakes promptly.
If your credit report shows legitimate late payments or bankruptcies, include a letter with your poor credit business loan application, explaining the circumstances of these marks against you, and how the situation has changed for you. This can greatly reduce the impact of these negative listings. Be honest with the lender! Trying to conceal your past credit problems is the fastest way to get your poor credit business loan application discarded.
4. Consider a small lender. Larger banks aren’t necessarily the best place to apply for a poor credit business loan, and in fact, can sometimes be the worst place to apply. Smaller banks and credit unions are often more inclined to finance businesses in their community, even those applying for a poor credit business loan, and their loan officers are more likely to give you individual attention and listen while you state your case. Each inquiry into your credit report generally reduces your credit scores by five points, so choose your lender carefully before applying for a poor credit business loan. Ask the lender to review your situation prior to pulling a credit report. If they feel that the proposal shows great potential, while being honest with them regarding your poor credit, and the lender feels that the loan could be approved, you’ve reached a safe point to move forward and allow them to request your credit report.
Poor credit business loans can sometimes be difficult to obtain, so be resourceful on where you get your loan.
A. Consider a home equity loan. For example, home equity loans can be used for business purposes. However, keep in mind that if the business fails, you may also be at risk of losing your home if payments are not made.
B. Consider working with a specialty lender. Some lenders specialize in poor credit business loans for high-risk entrepreneurs. These loans usually have high interest rates, but can sometimes offer a provision for lowering the rate when the business shows positive cash flow and the borrower demonstrates the ability to pay the debt.
C. Approach the Small Business Administration. The Small Business Administration (SBA) has a wide variety of loan programs to assist business owners and potential business owners. The SBA does not provide loans, but rather, guarantees a loan, reducing the lender’s risk of loaning you the money for the poor credit business loan. The SBA also maintains a list of business-friendly banks. For more information, contact your local SBA office, or visit sba.gov.
How do you conduct your internet business? There are two primary types of communicators as far as I can see: the emailers and the phone callers. What category do you fall under?
I am an emailer. I find email to be incredibly handy for the following reasons:
- It doesn’t encumber upon people’s schedules
- Conversation trail is easily traceable
- Email is more direct with less BS (assuming that both parties have a knack for written communication tho I realize that’s not always the case)
Are you a phone call person? Yes, it’s true… sometimes a phone call is necessary to “firm up the deal.” Many marketers also enjoy getting together for coffee or lunch if proximity allows. If you currently have several individuals working for you, then taking some time out for lunch meetings and extended phone calls is not such a big deal. But if you’re tiny and just starting out, being away from the desk can be dangerous! You may wish for a way to dodge those precious time-zappers and keep the excess communication to a miniumum.
Which is the shortest distance to the the main agenda… is it phone, or is it in fact email? How does an Emailer deal with a Non-emailer? Are these types of people simply not meant to do business together? Or can they reach a communication compromise? Let’s see what these internet marketers had to say on the matter:
“When I first started using email I did a test. I had a vendor who liked everything emailed instead of taking calls. I didn’t tell him I was testing so we planned our project through email, although it was very frustrating for me. For the next similar project, I asked him to deal with me on the phone. The results? The same basic project that we worked on was pulled together in about 15 minutes on the phone but the emailed version took one week!!
I am able to cover in a half hour on the phone what would take days to accomplish with email. To me the grueling task of actually conversing by typing is beyond my comprehension and I can’t believe people really do this. It is not at all time effective and there is no immediate feedback. In fact… I wish I could just put an Instant Audio clip on here for you.”
- Marilyn Jenett, http://FeelFreetoProsper.com
“I tell my clients, ‘I appreciate all this information you are providing. Can you send it via email (or whatever) so I can have a copy for future referrence?’
However, this may backfire. I’ve had several situations where I took the time to write everything in an email or fax (whichever they’ve requested), and the person on the other end only looked at the first few lines before adding their input. I had to once tell a person to call me back only after completely reading my fax. The reason being was that her ‘underlings’ made me fax the info, instead of talking to her in the first place. Making the person send you an email, and then ignoring half of it will just encourage him/her to call in the future, instead of emailing.”
- Angelo Cerase, Advent Financial Group - http://AdventFG.com
“My solution to this problem is to allow the conversation to go for a couple of minutes, and then say ‘Joe, I have to leave for a meeting. Could you send me a note that covers all of this, so that I don’t forget it? Thanks! I gotta go!’ Then I hang up.
If they’re serious, they’ll send me an email or a letter. If they don’t send anything and just call me back later, I tell them I forgot about their earlier call, and then go through the routine again. It works for me!”
- Kurt Schweitzer, http://SoundandLovingCare.com - Helping family caregivers correct, avoid, or cope with behavior problems in dementia patients
So it seems that no matter which mode of communication you prefer to do business, two rules apply:
1. Be aware of the other person’s valuable time. Stick to the agreed topic, and avoid talking too long and veering from the primary subjectmatter.
2. Be assertive in getting what you want out of the call or email. If you find that the other party is digressing, politely help them to get back on track. And when negotiation-time comes around… ALWAYS get it in writing!
Copyright 2005 Dina Giolitto. All rights reserved.
This article was written by Dina Giolitto, with special help from her friends on the Article Marketing Mania Network on Ryze.com. Boost your credibility and bring steady traffic flow to your website with articles! Visit Dina at http://Wordfeeder.com - the home for her copywriting services on the web.
One of the myths that are still prevailing in the wholesale business is the business license and tax I.D need in order to achieve wholesale success. It is a big mistake to get such an opinion as a fact and then making such message viral all across the Internet.
First of all getting a business license I.D is truly necessary is a true necessary step to make when you plan to incorporate your wholesale or reselling business. In my advance wholesale business opinion, it is important to get a business license if you plan to sell one hundred thousand dollars a month in sales from a retail, wholesale or reselling business. However, there is no need to get a business license when there are many wholesalers and distributors that can cut you deals for wholesale merchandise in single or in bulk amounts legally.
There are different laws that regulate the reselling and wholesale business in many states in the USA, however, that is not an implication that you need a business license to sell wholesale merchandise.
For example: Check out maxamwholesale.com wholesaler, such wholesale giant has been around for decades and they don’t require you to have a business license or tax id in order to resell there wholesale merchandise.
Most of the wholesalers that have a website require you to enter a tax identification number, business license or both. One of the techniques I use to eliminate this kind of hassles to immediately establish a business relationship with them is to call them directly at the phone given in their website.
I then immediately notify the wholesaler that I am highly interest in knowing the wholesale prices of such products they have in their catalog in order to have an instant buying conclusion for making business with them today.
More than 90% of the time they will send you their wholesale catalog through the mail or they will give you a username and password to access the prices in their site for immediate business. Once you have access such site and notify your objective with them, you can start buying directly from the wholesaler or distributor online and by phone without owning a business license or tax identification number.
Joaquin Reveron is a wholesale business consultant for many rising small businesses and marketing advisor for online and offline wholesale deals. A Wholesale List is one of the topics being discussed at www.videogamesmystery.com .
Well, first of all just let me introduce myself, my name is German Alcaniz. With only 25 years old I have been able to try a few of these and I can tell that as everything in life, there are ones that don’t work and the only thing they do is to take your money and run; others that take your money, and you don’t make a dime as the ones who earn the real money are the ones at the top.
There are, however, other opportunities that you pay to get involved and you actually earn money although not enough; but certainly there are the ones that we all look for that are the real deal, those that when you read the websites, you know that they are talking for real and that what they say it is truly out there, MONEY. The income opportunity where you are able to earn lots of money.
There is always a catch though… Yes, there is.
Do you want to know what the catch is?
Very simple, don’t expect to earn money without moving a finger. If you want to really make money in these things you will have to work, probably as hard as you do in your job. But the best thing is that you will end up being paid more than in your current job.
Let me put it this way, money doesn’t come easy in this life, and that is something that everyone knows, but in some places it comes easier than in others. It’s not all about hard work, but you also have to work it smart too.
There is a fact here which is that many, or I should say the majority of them, claim that when you sign up you won’t have to sell. And I just laugh at it, of course after trying a few of them that actually said that. Maybe you won’t sell as: “Hey, here is your product, it’s 19.99″, but you definitely you end up asking for money as all this companies are based on bringing other people to the business, but to come to the actual business you’ll have to pay….and who asks for this money?? It is YOU! And for me, having to pick up the phone or having to go to someone’s house to make them sign a form and asking them for money, this is selling!
What is the problem with this? Well, because of this reason, more than 95% of the people who starts a home based business fails. Nobody likes to sell.
Therefore, some companies have tried to make their business as much automatic as possible adding call centres where you can send the people to them and they actually close the sale for you. This system is actually fantastic as it avoids the pain of rejection and all those fears we all feel when trying to sell.
My advice to you, look carefully the company you are about to join and decide wisely. But think that there is a big amount of money to be made out there.
Good Luck to you!!
Ps.: The company I represent now, is called Coastal Vacations and it provides you with this system of Call Centre where they do all the work for you except advertising (not all the directors within the company will offer you this possibility).
Find out more on www.improveitall.com or call Toll Free 1800 378 1169 (id# 9267GA)
If you already own a business or have a website and want FREE Targeted Traffic consider visiting www.ganasinvender.com/buzz.htm
Organizing Your Incoming Email By: Janet L. Hall
Everyday your electronic inbox is flooded with new email. Some
of these emails might be spam or newsletters you have subscribed
to. Yet other emails might be of importance and need your
immediate attention, say from your boss, an order, a subscriber,
a co-worker. Regardless of whom it is from you most likely
receive email that needs to stand out from the rest of your
incoming email because you want to make sure it doesn’t “slip”
through the cracks and it grabs your attention.
Did you know in most email programs (NOT AOL, sorry) you can
color code your incoming emails?
Did you know in most email programs you can have certain emails
automatically stored (moved) or copied into other folders,
you’ve created, until you have time to read them?
Did you know you can have your email program automatically
delete incoming email and you don’t even have to look at it?
Did you know you could have an email from someone else to you
automatically forwarded to someone else?
Did you know that you can automatically “follow” email
conversations?
Knowing how to use and implement the following conditions of
just one of these “rules” can help you keep your email organized
and your attention on what’s important.
It is sooo easy you will kick yourself for not knowing about
these features, yet be thrilled to have discovered them.
Outlook Express: >>Open Outlook Express >>You must know the
person’s email address or you can select from your address book
>>Click on TOOLS at the top of your screen >>Move your Pointer
to Message Rules; slide the Pointer over to Mail and Click
>>Click New
You will be presented with a new window that has 12 Conditions
and 12 Actions to choose from:
12 Conditions for Your Email Rules:
1. Where the From line contains people 2. Where the Subject line
contains specific words 3. Where the message body contains
specific words 4. Where the To line contains people 5. Where the
CC line contains people 6. Where the To or CC line contains
people 7. Where the message is marked as priority 8. Where the
message is from the specified account 9. Where the message size
is more than size 10. Where the message has an attachment 11.
Where the message is secure 12. For all messages
After you click on one of the Conditions, you now must select
one of the twelve Actions for your rule.
Twelve Actions for Your Email Rules: 1. Move it to the specified
folder 2. Copy it to the specified folder 3. Delete it 4.
Forward it to people 5. Highlight it with color 6. Flag it 7.
Mark it as read 8. Mark the message as watched or ignored 9.
Reply with message 10. Stop processing more rules 11. Do not
Download it from the server 12. Delete it from the server
EDITORS NOTE: To view all the different options you will have to
scroll down through your lists.
After you click on one of the Actions, you are presented with a
Rule Description, with underlined values, which you will click
on to apply values.
The last step would be to assign a name to the rule you just
created and then click OK.
As you can see from the above choices, there are MANY things you
can do to organize your incoming email.
Let’s do one together, don’t worry, you can always change this
later.
Exercise: Let’s say you want your OverHall IT! issue to stand
out from the rest of your emails when it is delivered, you know
you don’t want to miss a single issue
COLOR CODE this incoming email.
>>Open Outlook Express >>Click on TOOLS at the top of your
screen >>Move your Pointer to Message Rules; slide the Pointer
over to Mail and Click >>Click New >>In the Conditions, Click in
the box: Where the From Line Contains people. You should now
have a check mark in that box >>In the Actions, Click in the
box: Highlight with color. You should now have a check mark in
that box
Did you notice each time you clicked on a box a value popped up
in the Rule Description area with your chosen Conditions and
Actions underlined? This is where you enter the values you want
to apply. Now we are going to go there and work:
>> Click on the underlined condition CONTAINS PEOPLE >>Here you
would type in overhall@chesapeake.net OR you can choose someone
from you address book >>Click ADD >>Click OK >>Now, back at the
Rule Description, Click on the underlined action COLOR >>In the
Select Color Box click on the little black down arrow to view
and select your color choices >>Select red >>Click OK
The last step is to assign the rule a name, although you may
leave the default name already provided.
>>Type in OverHall IT! newsletter >>Click OK >>Click OK or
continue creating other new message rules for your other
incoming email
I hope you explore this wonderful way to organize your email and
have fun!
Outlook and most other email programs also provide message
rules, although the steps and wording might be somewhat
different. Just check out the help section for steps you’ll need
to take in your email program. ~~~~ The Organizing Wizard, Janet
L. Hall, is a Professional Organizer, Speaker, and Author. She
is the owner of OverHall Consulting, and Organizing By Phone.
Subscribe to her FREE organizing newsletter at
http://www.overhall.com/newsletter.htm or visit her web site at
http://www.overhall.com
Copyright 2001 by OverHall Consulting P.O. Box 263, Port
Republic, MD 20676 All Rights Reserved. Permission is granted to
reproduce, copy, or distribute so long as article is kept
intact, this copyright notice and full information about
contacting the author is attached.
When one analyse closely at 118 118 we should note simply how very well 118118.com have finished and what 118 118 have attained within such a short frame of time. 118118.com is not the single telephone number enquiry company that one can use, the recent competition is aggressive. When we reach 2002 the U.K telephone number enquiries markets opened up to competitors with the phasing out 192 and renewing it with a large range of different 6 digit telephone numbers that are 118118. A a huge number of brand new directory enquiries businesses have grasped the chance to gain a slice of a potentially booming trade, spending millions of GBP on an advertising slot which is going to be no where close to being as successful as the business of 118 118.
The 118 118 business number is the starring telephone assistance business in the United Kingdom. Each and every week the 118 118 staff link millions of their callers through to people, locations and firms 118118 require, because of this www.118.com is now the most frequently called number in the UK
Findings nowadays indicate that the U.K. telephone number Enquiries industry is the most vast of the EU area. 118.com offer a wide range of services inc. the standard that is the phone directories service & then other additional services such as film times and locations, train schedules and train and tube locations.
The telephone numbers stays as the single UK 118 business to sell a completely free telephone directory service aimed at its service users from across all major non mobile networks. From the 18th March 2008, 118.com service is pleased to announce its service adjustments. Now 0800118FREE this service is free by BT and major non mobile networks. Charges by mobile telephone networks may vary. 118811 is at present 40 pence per minute and 118 118 company is 69 p per call, 25 pence per minute, which is a hefty improvement taking into account it it used to be greater than 1 great British pound. When you are looking for someones business number, or telephone number, use the 118118 directories enquiries service, they also provide this service online.
Freelancers can provide many benefits to their clients, only
if they know how to freelance well.
For both established or a new business; using freelance talent
is valuable, cost-effective resource in many circumstances such
as..
1.When client is faced with situation that would benefit from an
outsider’s perspective.
2.When client’s vision is fuzzy as to what needs to be done and
in what order of priority.
3.When client’s needs are seasonal or they need help with a
one-time project.
4.When client’s talents can be more effectively used in other
parts of the business.
5.When client needs expertise needed to grow quickly without
diverting scarce resources from daily tasks.
Understand the perspective of the client to provide these
advantages, and you are sure to establish your freelance career
successfully. Follow the below four steps about how to freelance
well from start to finish and you should have a happy client and
a check in your hands.
Step-1. Find The Right Freelance Job
As a freelance professional with unique skills and expertise,
you can find the right freelance job from a number of sources.
The optimal solution is to find jobs through referrals — from
your previous clients, another freelancer, or industry contact.
If this isn’t possible, spread the word through local
associations or freel
ance networks for referrals.
The Internet is a good source for online
freelance jobs. However, most of these freelanc
e sites work in a reverse auction manner; that is, you bid
on the jobs. The bad part about bidding is that it drives the
prices way down, so you may not earn well, but it is one way to
get started. Visit Freelanc
eToday to find 100’s of freelance jobs in several categories
posted on most popular sites.
Step-2. Place Your Freelance Bid
Before you place your freelance bid, you need to know:
What price
to bid and How to write a winning proposal
As you attempt to create an attractive, profitable, and
competitive bid price, there are certain specific questions that
you should ask yourself. These include:
1. Have you done similar work in the past? If so, simply base
your bid on the amount you’ve received previously.
2. What is the going rate for such a project with large firms,
professional organizations, or colleagues in the same industry?
3. How long will the project take you? Use your standard hourly
rate, and calculate how long it will take you to finish the
project. Multiply the time by the rate to come up with a total
estimated project amount.
No matter how you come up with your price, if the employer has
left an estimated budget, make sure to use this as a guideline
to determine your price for the project.
Step-3. Manage Your Freelance Projects
Track Time For several reasons, it is important to use
the time log accurately. First and foremost, your client might
expect you to break down your hours for him so they are aware of
where their money is going. Secondly, in order to increase your
productivity, examining where your time is being spent is
essential. After freelancing for a while you will be able to
figure out how much to bid on projects easily from experience.
Open Up A Docket A docket is a huge envelope or sleeve to
keep all papers together. Nothing looks worse than going to a
meeting with a client and forgetting essential paperwork. In
order to escape this possibility, I suggest using a docket for
each individual project.
New Customer? If this client is working with you for the
first time you should start an information sheet on him or her.
You might not think that this is important, but if this client
ends up being a dead beat, you will be glad to have his or her
address and phone number. After you have completed this form,
place it in your docket.
Schedule Stages Of A Job Start every job with a piece of
paper. List steps that need to be involved in order finish
production. Otherwise, you might get stuck with having to go
backwards three steps in order to go forwards again. Sometimes
stages of a project will need to be reworked because you didn’t
take the time to write down your game plan. Try not to let this
happen to you.
Contract Protect yourself against problem clients by
writing a contract.
Step-4. Provide Your Freelance Professional Service
Get complete background information Ask the client to
provide the resources and information needed that will allow you
(the freelancer) to hit the ground running.
Be clear on details What are the start and finish dates?
When and how should you contact the client? At what key points
the client want to be involved?
Establish interim checkpoints This ensures the project
stays on target and allows your client to monitor its progress.
Discuss schedules Make sure the client is accessible when
needed. Be timely in submitting work for approval.
Money-Matters Keep your bid price in sight at all times.
Follow these suggestions about how to freelance well to
maximize your freelance career success.
Traditionally, road freight has dominated the UK transportation industry. However, according to industry experts, sea freight offers significant advantages over road transport. They believe that these advantages will gradually erode the industry’s reliance on the roads forcing it to re-evaluate the benefits of moving goods by water
In the UK, around 2 billion tonnes of freight is transported annually. However, of this amount only 7% is transported by water whilst the majority is moved by road. Sea freight is frequently more efficient when it comes to transporting heavy cargo over longer distances. Therefore, with regards to tonne-kilometres, sea freight makes up around 26% of all cargo transported in the UK. In fact more than 130 million tonnes of cargo is moved by sea in the UK on an annual basis.
In recent years sea freight has been gaining favour in the UK transportation industry over road freight for a number of reasons.
First, the issue of road congestion has lead to questions about noise and preservation of the environment with regards to road freight. After all, road freight causes high levels of both noise and chemical pollution. Sea freight on the other hand is perceived to be relatively environmentally friendly and does not pose the same noise problems as road freight.
More importantly however, is the fact that sea freight in the UK is much safer than road freight. According to official statistics, although there have been a number of improvements in road safety levels over the last few decades, sea transportation still has much lower death rates from accidents than road transport. Indeed, in the UK, nearly all passenger transport deaths occur on roads rather than on water.
Given that sea freight is significantly more environmentally friendly than road freight, that issues of road congestion will become more not less relevant and that water transport is much safer than road transport, the sea freight industry in the UK is likely to become increasingly important over the next few years.
Sea Freight UK Company
Matches is now a high ended designer fashion outlet with tons of success. Over seventeen years and Matches Fashion have seen themselves climb from one little clothes boutique to a string of clothes boutiques in gorgeous Notting Hill, lovely Richmond and Wimbledon, along with their fantastic site now as well. Each store has a different look and creativity. This has resulted in designer clothes shops which are also as different and famous as their buying public. The workers’ philosophy places gigantic importance on look and style.
Like numerous other boutiques, Matches is constantly changing and launching the hottest fashion labels. The fashion loving owners are specialists at finding out the most essential trend setting items for the particular season and always focus on key pieces from prominent clothes designers such as Demylee, Theory and Dolce and Gabbana, along with even more successful fashion labels and fresh up and coming ones. Matches Fashion are always introducing new labels as well as stocking classic designers such as Chloe, quite simply our stores are havens of designer delight.
Both the designer fashion outlets and the fantastic site have had tons of achievement; the website is like jumping into a marvellous glossy fashion clothes magazine, it presents the internet surfers the motivation they need to acquire designer clothes that will often look tremendous and feel really amazing in. Matches is always featured in designer fashion magazines such as In Style and The Times Magazine.
Matches Fashion’s glossy looking website offers a ton of hints to help you out. Should you yourself can’t possibly decide upon which Florian dress to wear one could just give Matches Talk Fashion a bell and the high fashion company might well give people all the style guidance you need. Matches also offer a facility where one should sign up to a designer fashion advisor and the fashion loving owners will send you fortnightly fashion guidance on what the hot trends are and the the hottest designer arrivals. You will probably construct your own shopping wish list and it means one could skim through next season’s catalogue and choose the fav designer shirts, when the items appear in the clothes boutique someone should contact you to let you know they have arrived in store.
An 86-year-old graphic designer recently filed a lawsuit against Volkswagon saying he is the designer of the original, nearly 60-year-old VW logo. Nikolai Borg doesn’t want financial compensation. He is suing Volkswagon for not recognizing his hand in the design.
“I am not after money,” Borg said in an article on FreelanceUK.com. “I just want to live to see my work acknowledged. I will not settle for anything less than historical acceptance.”
Borg claims a senior Nazi commissioned him to design the now world famous logo just before WW II. After being told the project was “on hold,” he was surprised to see his very own design appear on military vehicles a few years later. He has been trying to get recognition ever since.
Credit-taking in the graphic design world is full of grey territory. A company might hire a designer to come up with a logo, and then hire a different company to update their logo a few years later. The changes in design might be small, and may even go unnoticed by most people. But who has the credit for coming up with the design?
Which designers have the right to list them as the originator of a particular look? Certainly the original designer deserves credit for coming up with a solid design, but doesn’t a subsequent designer deserve credit for improving a design, especially if the logo the company uses is a result of the work of a second or even third designer?
For all we know, Mr. Borg submitted a great design, which was then tweaked, perhaps even several times, and then brought into use.
And what about companies that hire a designer to come up with logo concepts, then take those concepts and have an in-house designer work with them until they have the logo they were looking for all along? This is not illegal, since the company in essence buys the ideas from the designer. The company can do whatever they want with them once that transaction is complete.
But getting credit where it is deserved can be a tricky, sometimes frustrating game, as I’m sure Nikolai Borg can attest.
Jonathan Munk writes articles for major Logo Design companies such as LogoDesign.com and LogoWorks.com.
Visit LogoDesign.com, an excellent resource for Logo Design news, articles, tips and information.
For more information about LogoWorks, visit Start Up Journal

