Unlike humans, pets are not going to follow instructions when you’re trying to take photos of them. For that matter, some humans can make pretty lousy subjects as well. So what do you do in order to get the most out of your pet pictures? The following tips aren’t some miracle solution, but they will help make the job of photographing your Fluffy or Fido a little easier.
The first thing you have to understand when photographing your pet is it’s not going to do what you want it to do. So getting a “staged” or “posed” photo is not going to be possible unless you have a trained animal and good luck in finding one of those. The best thing you can hope for when photographing your pet is the best possible situation that is going to come about on its own. Having said that, there are things you can do to help the situation along.
For starters, you’re going to have to get down to your pet’s level in order to photograph it properly. That doesn’t mean you become a blithering idiot and start drinking out of the toilet. We’re referring to the angle of the shot. If you’re photographing a small cat, for example, you’re going to want to bend down to the floor in order to shoot the animal, unless of course it happens to be sitting on your favorite sofa taking a nap. In either case you want the camera to be at eye level with the pet. If it’s possible to get even lower than the subject, then by all means give it a shot. This will make for an even more interesting photo.
The next thing you want to make sure you DON’T do is startle the animal. No sudden movements or noises. These things are most likely going to end up chasing your subject out of the room in a hurry. You want to be quiet and sneak up on the subject slowly. This gives you the best chance of actually having a subject to shoot.
Action photos are great, but very unpredictable when it comes to pets. If you are lucky enough to catch your cat or dog in the act of playing with some object then don’t wait for him to look at you. Fire away. These make for some very interesting photos.
One way to get your pet to perform for you is to get a family member involved, especially if you have a child or somebody in the family who the pet is very attached to. Many cats and dogs will actually perform tricks for certain family members they are comfortable with. If you can orchestrate the situation then by all means do it. These will become some of the more interesting and entertaining photos you are bound to take.
When photographing pets, you’re going to probably have more “throw away” photos than good ones because of the nature of the subject. So make sure you have plenty of extra film. The last thing you want is for your cat to finally do that trick you were waiting six hours for and you’ve run out of film.
These tips are by no means exhaustive, but they will get you a good jump on getting the jump on your subject, before your subject jumps out of the picture.
Michael Russell
Your Independent guide to Photography
Applying for a subprime mortgage loan online can seem intimidating at first. With so many lenders to choose from, it can appear difficult to find the best mortgage loan. However, online subprime lenders allow you to search for rates, compare financing options, and avoid falling prey to predatory lenders.
What To Expect
Subprime lenders provide mortgage loans to people with adverse credit at slightly higher rates. Depending on your financial situation, you should expect to pay a couple of points higher than the prime loan rate. You will also pay some fees that should add up to no more than 2% of your mortgage.
Online subprime lenders offer all the same services of a traditional bank, but through the convenience of the internet. You can request quotes, ask questions, or apply for your mortgage loan online.
Searching For Rates
With online subprime lenders, it is simple to find basic quotes. Mortgage lending websites can offer you quotes from several different lenders. Another option is to go to individual mortgage lender sites and request a quote.
Generally, instant mortgage quotes come from only the most basic information that you provide. This is a quick way to learn which subprime mortgage lenders offer the best rates. This is also an easy way to weed out the predatory lenders with their excessively high rates.
Picking A Lender
Pick at least three lenders you believe are competitive and request a formal quote from them. Typically, you will need to feel out an online application, providing information about your employment history, property’s location, and other such details. All of the information requested are factors that mortgage lenders use to determine your rate.
Once you receive quotes, take the time to review their offers. Add in the cost of loan fees as well as the interest you will pay to determine the total cost of the loan. When you have decided on an offer, you can quickly finish the application process.
Applying Online
Applying for an online mortgage loan is practically the same thing as requesting a rate quote. Some mortgage lenders will require you to complete more information online; others will send you paperwork to complete.
When your application is completed, you will receive your financing package in the mail for your approval and signature. You will need to sign the forms in front of a notary. The last step is to send the paperwork back to the mortgage lender for them to finalize the loan.
To view our list of recommended subprime mortgage lenders online. Visit this page:
Recommended Subprime Mortgage
Lenders Online.
Carrie Reeder is the owner of
ABC Loan Guide, an informational
website about various types of loans.
Online Shopping UK - Credit Card Security
Shopping on the Internet is no less safe than shopping in your
local store. Follow these tips to ensure your online shopping
experience is a happy one.
1. Will My Credit Card Details be Stolen?
If you shop at sites that offer secure payment procedures, the
possibility of anyone getting your credit card details is small.
The main way that card details are stolen is from discarded
credit card slips - picked up from rubbish bins or supermarkets.
However, if someone does steal your credit card details, the
distance selling regulations give you the right to a refund from
your card issuer for all money lost through fraudulent use.
2. How Do You Know a Site that Offers Secure Payment?
Look for the locked padlock sign at the bottom of your screen
and an address starting with ‘https’(”s” for secure)instead of
just “http” when you are asked to enter payment details.
This means you are in a secure part of the site and all
information sent is scrambled by encryption software so that the
details are impossible to find out by hackers. Do not give
credit card details to a company that you have not checked.
3. Will Using my Credit Card Give Extra Protection?
If you spend between £100 and £30,000, a credit card such as
Visa or Mastercard will give you extra protection under the
Consumer Credit Act. The card issuer is jointly liable with the
retailer for faulty goods bought in the UK and some issuers may
accept liability for transactions involving foreign goods.
Debit cards such Visa Delta or Switch or Maestro usually do not
give as much protection. So only use these cards for buying
cheaper products.
4. Keep a Record of Your Purchases
Print out a copy of your order and confirmation number of your
purchase for your own records. Reputable merchants will usually
send an email confirmation of your order. However, a printed
copy is useful to have in case your order is lost or deleted or
not delivered.
(C) John Lynch
